Joia Herman


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Profile & Portfolio

Joia Herman | (404)509-5557

Florida Agricultural and Mechanical University – Cumulative GPA:3.5/4.0 Major: Business Administration
Honors/Awards: Deans List, Honors Program, Golden Key Honors Society Scholarships: NAACP, Snapping Shoals Scholar

Georgia Department of Public Health COVID-19 Analyst

  • Act as primary point person to contact patients with a positive diagnostic test for COVID-19 and provide positive patients with the tools and resources to isolate
  • Document pertinent information in COVID-19 contact tracing forms and conduct data entry into health department data/surveillance systems while adhering to protocols for completeness, timeliness, and frequency
  • Maintain patient confidentiality and ensure that all information is collected following local data privacy and confidentiality standards

Digital 360 Consulting Firm (Partners4Innovation) Milan, Italy

Research/Content creation Intern Sept 2019 – Dec 2019

  • Researched and Created webinar content for high profile clients such as Allianz and Carnival Cruise (Italy)
  • Analyzed four social media profiles for company client Sand Travel Agency and provided a detailed report monthly consisting of qualitative and quantitative information
  • Used basic Italian language to translate Italian documents to English for English speaking clients

Wells Fargo Securities Charlotte, NC Junior Analyst (Asset-Backed Finance-Commercial Operating Asset Finance “COAF”) Jun 2019 – Aug 2019

  • Managed order book for Nissan, CarMax, and Exeter that consisted of bond orders over 1 million dollars from private investors
  • Updated Hilton Grand Vacations Quarterly Review for the compliance team. The report includes Hilton Grand Vacations updated financials from the 10K and new business strategies HGV implemented to increase revenue
  • Created a Credit Memorandum for the Flagship Credit Auto Trust 2019-3 deal. The credit memo consisted of legal documents, transaction and capital structure, and client deal history with WellsFargo

Wells Fargo Securities Charlotte, NC Sophomore Analyst (Consumer & Retail IB/Public Finance Government IB) Jun 2018 – Aug 2018

  • Created a pitch book that included a leverage buyout analysis, potential buyer’s analysis, and industry comparables to evaluate Nordstrom Inc.’s profitability amongst its competition
  • Edited confidential documents for an initial public offering and researched competitors in that industry
  • Navigated large databases such as Bloomberg, Capital IQ, Thomson Reuters, and FactSet to create a public information book (PIB),and pulled daily rates such as LIBOR for the Managing Director
  • Created and updated debt profiles for major cities such as Charlotte, Atlanta, and Nashville using Emma, a Public Finance research database

Florida A&M University Tallahassee, FL Resident Assistant Aug 2017 – Dec 2018

  • Hosted and Created events and programs that promoted diversity and inclusion and built a sense of community in the residence hall.
  • Ensured the safety of all residents by conducting weekly room inspections, checking for fire hazards, and monitoring cameras when on duty

C-SPAN/ Cable News Network Washington D.C. Media/Affiliated Relations Intern Jun 2017 – Aug 2017

  • Participated in weekly brainstorming sessions and other collaborative efforts to maintain a relationship with C-SPAN and cable networks that provide funding for C-SPAN
  • Provided solutions to C-SPAN social media problems and created a formal presentation for the CEO and Chairman
  • Edited press releases for 30 teachers that were selected to attend C-SPAN’s 17th Annual Education Conference, and updated list of media publications in several cities.

Delta Community Credit Union Stockbridge, GA High School Apprentice Jul 2015- May 2016

  • Sold securities and accounts to members of the Credit Union
  • Actively checked OFAC, watched for fraudulent activity, and quickly learned new credit union procedures when implemented
  • Responsible for transactions amounting to $20,000 or less, and performed cash handling procedures

Collegiate Affiliations

  • Big Sister Little Sister Mentorship Organization, Chief Financiers Organization (CFO) Alpha Kappa Psi Professional Business Fraternity Inc., Florida A&M University Electoral Commission Precinct Supervisor, First Year Experience Peer Mentor, Florida A&M University Athletics Marketing Intern

Community Affiliations
Jonesboro, GA Jun 2020 – Present
Henry County NAACP (Assistant Secretary), Henry-Clayton Section of NCNW (Public Relations)


Bachelors of Science in Business Administration

Florida Agricultural and Mechanical University
August 2016- May 2020

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Contact using webmail: Gmail / AOL / Yahoo / Outlook